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Residential Mortgages for purchase or refinance come in all sizes and property types, I work with insured and uninsured loans. The best rates are available for residential mortgages and I work with a wide variety of lenders. Banks, Trust Companies, Credit Unions, Insurance Companies, Monoline lenders, and private funds. We look at the best interest rates, and also at future needs. Most of the time I am able to match or beat a bank rate and provide a level of service and caring that you won’t find at a lending institution.

Rental Mortgages for purchase or refinance is something that I do very well. I look for the best rates and the guidelines that will suit your situation perfectly. The guidelines will vary greatly from one lender to the next. Some lenders limit the amount of rentals that a person can own, but some lenders will not have a limit so if you have had any difficulties with number of properties or debt service coverage would love the opportunity to work on your mortgage.

Self employed individuals will be offered a wide variety of options starting from 5% down to purchase for qualified self employed. If you are self employed will be able to find the best rate for your situation. If you are a self employed person who does not have qualifying income then I work with several lenders that offer self declared income for self employed. Staring at 10% down for anyone that does not have qualifying income and the rates and requirements will vary depending on your situations so feel free to call anytime to discuss. Helping a self employed person to get a mortgage is one of the most rewarding things that I do.